Insurance

Here is the difference between my life now and my life 6 months ago.

I use to worry about counseling for Ladybug.  She needed it.  But insurance didn't cover it.  So every time I took her it was $120 out of my pocket.  If she went every other week that was $240 in a month.  $240 that I just didn't have.  But counseling she needed.  So I had to pick... raise my debt and given my child counseling or not pay the expense and feel like a bad mom by not giving her what she needed.

It stressed me out.  And then I felt even more like a bad mom.

Now Ladybug needs therapy again.  She is not doing well at all.  And I can feel my stress level rising.  So I found a therapist for her.  And I checked with insurance today.  Was this therapist in network?  Was there a limit?  Is it covered?  Is there a co-pay? 

Free -- to me.  100% covered by insurance.  No limits.  Just show up. 

Really??  One less thing to stress about while I stress over dropping her off at school every day, waiting for the phone to ring, holding my breath while I talk to the many school people, and try not to freak out on her while we process.

Mean Mama